Giving Information to the Insurer – Receipt of Disclaimer and Retention of Lawyer

Giving Information to the Insurer – Receipt of Disclaimer and Retention of LawyerResponding To Insurer Declination of Coverage: Providing Some Additional InformationIf you’re an employer with appropriate insurance, but the insurer declines you coverage, don’t be disappointed. The disclaimer shouldn’t be the end to the coverage dialogue. There’s more your lawyer and you can do to make that insurer reconsider the decision.1. Provide Additional InformationIf you are an insured employer, then you discover your insurer declined coverage to a tendered claim, there is a chance you might be tempted to voice your frustration. The bottom line, just because the insurer sent the disclaimer, it doesn’t mean all lines of communication are shut down. Notice of Receipt of Disclaimer and Retention of a LawyerAn attorney will keep the dialogue open with the insurer despite an insurer’s disclaimer letter. This means the insurer now knows that the decision to deny any coverage is considered improper.Even if that insurer is correct in denying the claim, the letter serves the insurer to that reality there will be activity and it should keep the file open when it fact it occurs. The Law Offices of Delmas A. Costin Jr. can give you further vital information on this subject.